Determinants of credit and financial inclusion in women heads of household in Mexico

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AudienciaPúblico en generales_ES
CoberturaMéxicoes_ES
Fecha de ingreso2026-10-05T16:34:01Z
Fecha de publicación2024-01-01
ResumenThe article contributes to studies on financial inclusion by delving deeper into the traditional approach and analyzing the access to credit and financial services of women heads of household in Mexico, a fundamental issue for their economic autonomy. The main objective was to establish the determining factors of access to credit at the national level during 2021, using a logistic model. A solid literary review is used; The main barriers and proposals to promote financial inclusion are identified. Microdata from the National Financial Inclusion Survey of the National Institute of Statistics and Geography-Mexico are used. A positive impact of education and income on the probability of obtaining credit is evident; while there is an inverse relationship with savings and income stability. In this sense, the effect of receiving government support is estimated, although not with an acceptable level of statistical significance. The results enrich the existing literature and highlight the importance of these factors and possible extensions in future research, as well as in the design of effective financial inclusion policies. In conclusion, a comprehensive vision of the challenges and opportunities, as well as the need for financial programs on credit and financial inclusion, is offered. Licencia de Creative Commons Atribución 4.0 Internacional (CC BY 4.0) https://creativecommons.org/licenses/by/4.0/deed.eses_ES
Doihttps://doi.org/10.31876/rcs.v30i3.42653es_ES
URIhttps://riuat.uat.edu.mx/handle/123456789/5784
Idiomaenes_ES
EditorialUniversidad del Zuliaes_ES
RelaciónRevista de Ciencias Socialeses_ES
URL relacionadohttps://doi.org/10.31876/rcs.v30i3.42653es_ES
DerechosAcceso abierto (Metadatos de producción científica)es_ES
Licenciahttp://purl.org/coar/access_right/c_abf2es_ES
FuenteRevista de Ciencias Sociales
Palabra claveacceso al créditoes_ES
Palabra claveaccess to credites_ES
Palabra claveFinancial inclusiones_ES
Palabra clavefinancial serviceses_ES
Palabra clavegenderes_ES
Palabra clavegéneroes_ES
Palabra claveheads of householes_ES
Palabra claveInclusión financieraes_ES
Palabra clavejefas de hogares_ES
Palabra claveservicios financieroses_ES
TítuloDeterminants of credit and financial inclusion in women heads of household in Mexicoes_ES
Título alternativoDeterminantes del crédito e inclusión financiera en mujeres jefas de hogar en Méxicoes_ES
TipoArtículoes_ES
ArbitradoHa sido Arbitradoes_ES
AutorManríquez García, Naím
AutorRangel Blanco, Lidia
AutorEsqueda-Walle, Ramiro
AutorManríquez García, Naímes_ES
AutorRangel Blanco, Lidiaes_ES
AutorEsqueda-Walle, Ramiroes_ES
InstituciónUniversidad Autónoma de Tamaulipas
InstituciónUniversidad Autónoma de Tamaulipases_ES
Número3es_ES
Rango de páginas99-119es_ES
URL relacionadahttps://doi.org/10.31876/rcs.v30i3.42653
Tipo de artículoIndexado
Tipo de artículoIndexadoes_ES
Volumen30es_ES

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